16:43:27,906 INFO [STDOUT] Hibernate: insert into bankloanproposal (loanperiod, interestrate, interestapplfreq, intcalcmethod, compondfreq, fixedorfloating, typeofloan, securedunsecured, securitytype, status, createdby, createddate, authorisedby, authoriseddate, proposalnumber, SEQUENCENUMBER, accountnumber) values (?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?)
16:43:27,906 INFO [STDOUT] Hibernate: insert into bankloanproposal (loanperiod, interestrate, interestapplfreq, intcalcmethod, compondfreq, fixedorfloating, typeofloan, securedunsecured, securitytype, status, createdby, createddate, authorisedby, authoriseddate, proposalnumber, SEQUENCENUMBER, accountnumber) values (?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?)
16:43:28,390 INFO [STDOUT] Hibernate: update proposals set bankid=?, letterreferencenumber=?, dateofsubmission=?, proposedloanamount=?, stagesofproposal=?, dateofrejection=?, reasonsforrejection=?, loansanctionamount=?, sanctiondate=?, remarks=?, createdby=?, createddate=?, authorisedby=?, authoriseddate=? where proposalnumber=?
16:43:28,390 INFO [STDOUT] Hibernate: update bankloanproposal set proposalnumber=?, SEQUENCENUMBER=? where accountnumber=?
16:43:28,390 INFO [STDOUT] Hibernate: update bankloanproposal set proposalnumber=?, SEQUENCENUMBER=? where accountnumber=?

Well, you're going to get updates when your properties get updated. That's just the way it works.

It all happens within one transaction, so the overhead is minimal.