I've got a User base class, then a Professional subclass, and then three subclasses of Professional.  So I have a base class and two levels deep of subclasses.  But the NHibernate mapping file I put together to persist the classes doesn't work as soon as I put in the 3rd level class.  Apparently, the XML Schema for the mapping file doesn't allow <discriminator> tags under <subclass> tags, thereby forbidding nested classes.  Hibernate 2.x documentation states that this should be allowed.  
Is this just not implemented yet, or am I going about it incorrectly?
Code:
<?xml version="1.0" encoding="utf-8" ?>
<hibernate-mapping xmlns="urn:nhibernate-mapping-2.0" default-cascade="all-delete-orphan">
   <class name="Byu.Fhss.Sfl.RelateInstitute.Logic.Accounts.User, RelateInstituteLogic" table="`user`">
      <id name="Id" column="userId" unsaved-value="0">
         <generator class="native"/>
      </id>
      <discriminator column="userType" type="string"/>
      <property name="Username" unique="true"/>
      <subclass name="Byu.Fhss.Sfl.RelateInstitute.Logic.Accounts.Participant, RelateInstituteLogic" discriminator-value="participant">
         <property name="ReferralSite"/>
      </subclass>
      <subclass name="Byu.Fhss.Sfl.RelateInstitute.Logic.Accounts.Administrator, RelateInstituteLogic" discriminator-value="administrator">
      </subclass>
      <subclass name="Byu.Fhss.Sfl.RelateInstitute.Logic.Accounts.Professional, RelateInstituteLogic" discriminator-value="professional">
         <discriminator column="proType" type="string"/>
         <property name="IsApproved"/>
         <subclass name="Byu.Fhss.Sfl.RelateInstitute.Logic.Accounts.Clergy, RelateInstituteLogic" discriminator-value="clergy">
         </subclass>
         <subclass name="Byu.Fhss.Sfl.RelateInstitute.Logic.Accounts.Educator, RelateInstituteLogic" discriminator-value="educator">
            <property name="InstitutionName"/>
         </subclass>
         <subclass name="Byu.Fhss.Sfl.RelateInstitute.Logic.Accounts.Therapist, RelateInstituteLogic" discriminator-value="therapist">
         </subclass>
      </subclass>
   </class>
</hibernate-mapping>