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Hibernate version:2.1

Name and version of the database you are using:postgres7.2

I have the following mapping in a entity file say Customer.cfg.xml

<hibernate-mapping>
........
........
<class name="com.novamens.waitless.customer.Customer" proxy="com.novamens.waitless.customer.Customer" table="customer">

<set name="ownedPaymentAccounts" lazy="true" inverse="true">
<key column="customer_id"/>
<one-to-many class="com.paymentSystem.CustomerPaymentAccount"/>
</set>
........
........
</hibernate-mapping>

this set have lazy='true', but in my eclipse console when I do a
session.load(Customer.class)

my console show this:

Hibernate: select this.customer_id as customer1_0_.............................
Hibernate: select ownertelep0_.telephone_id..........................

why hibernate brought the ownertelephones if I have lazy='true'?????

I hope somebody know the answer............